Repurchases & Indemnifications: Winning the Battle

Mortgage Bankers Association
Speaking Engagement
December 06, 2013
Although the GSEs are expected to complete their “Legacy Repurchases” by year end, it may take more time for these issues to work their way through to the independent mortgage banker. Moreover, the GSEs have altered their rep and warrant framework so that the majority of repurchase demands are now coming on current loans. Meanwhile, FHA continues to push out indemnification demands. This session will provide IMBs with an overview of the trends in repurchases and indemnifications, and offer practical recommendations on how to effectively manage these risks.
RELATED PEOPLE
Philip R. Stein
Partner
YOU MIGHT ALSO LIKE
Blog August 18, 2026
This article provides practical guidance for mortgage loan sellers and originators evaluating, responding to, and negotiating repurchase demands. It outlines steps sellers can take to respond without waiving any rights under a loan purchase agreement.
Blog April 27, 2026
Sellers of residential mortgage loans face serious financial risks if they sign purchase agreements without careful review. Key provisions on fraud, defaults, materiality, and survival periods can create unlimited liability well beyond any profit earned.
Financial Services Watch Blog December 17, 2020
One would think that, as we approach 2021, litigation related to residential mortgage loans originated and sold well over a decade ago would be ancient history. Nevertheless, some suits filed years ago remain active, and, even more surprisingly (and disturbingly), new lawsuits related to loans sold ...
VIEW MORE